Spanish Bread
2. Get a copy of the receipt
Scan your receipt or take a photo with your phone
Tuesday, 30 September 2014
Thursday, 25 September 2014
FREE $30 Voucher when you buy at EziBuy using promo code - EXPIRED
Promo code: acq4g2ac
EziBuy is an online retail shop.
EziBuy was bought by Woolsworths.
1. Go to EziBuy website. Click ---> http://www.ezibuy.com.au/
2. Search for items you want to buy. Total should be more than $30 to be able to claim the $30 voucher
Sample items:
* Joggers $39 less $30 voucher - pay only $9.00
* iPad Bluetooth keyboard ($29 / was $79.99) (add additional items to exceed $30)
* Bootleg jeans
Make sure total exceeds $30 for the $30 voucher cod eto work
Make sure item is available for CLICK AND COLLECT to avoid paying delivery fee.
Items can be pick up at BiGW or participating Wollies
3. Add items to cart (total exceeds $30)
4. Enter Promotional code acq4g2ac and proceed to checkout.
5. You need to enter your details if you have not registered.
6. You can pay via credit card or paypal.
No transaction number provided once submitted. Instructions provided was to wait for confirmation as they will check items availability.
I am waiting for confirmation regarding my orders.
- Bought the bluetooth speaker and added an $8.00 item to exceed $30 and advice to pick up at BigW. I only paid for $3.00 thru paypal.
Nothing to loose.... FREE $30 if they honor the promo code.
I was not able to get everything I ordered.
- speaker was already sold out
this online retaisl shops needs improvement as they should post the actual availability of the items they are selling.
They cannot just reply back after completing the order that the items are already sold out.
I think ithis is a bad investment by Woolies buying this online retail company as it lacks feature for a matured online retail shop.
EziBuy is an online retail shop.
EziBuy was bought by Woolsworths.
1. Go to EziBuy website. Click ---> http://www.ezibuy.com.au/
2. Search for items you want to buy. Total should be more than $30 to be able to claim the $30 voucher
Sample items:
* Joggers $39 less $30 voucher - pay only $9.00
* iPad Bluetooth keyboard ($29 / was $79.99) (add additional items to exceed $30)
* Bootleg jeans
Make sure total exceeds $30 for the $30 voucher cod eto work
Make sure item is available for CLICK AND COLLECT to avoid paying delivery fee.
Items can be pick up at BiGW or participating Wollies
3. Add items to cart (total exceeds $30)
4. Enter Promotional code acq4g2ac and proceed to checkout.
5. You need to enter your details if you have not registered.
6. You can pay via credit card or paypal.
No transaction number provided once submitted. Instructions provided was to wait for confirmation as they will check items availability.
I am waiting for confirmation regarding my orders.
- Bought the bluetooth speaker and added an $8.00 item to exceed $30 and advice to pick up at BigW. I only paid for $3.00 thru paypal.
Nothing to loose.... FREE $30 if they honor the promo code.
I was not able to get everything I ordered.
- speaker was already sold out
this online retaisl shops needs improvement as they should post the actual availability of the items they are selling.
They cannot just reply back after completing the order that the items are already sold out.
I think ithis is a bad investment by Woolies buying this online retail company as it lacks feature for a matured online retail shop.
Monday, 22 September 2014
Boy Kuripot tip of the day: Claim rebate from VIC Government scheme (VIC residents only)
You may be able to claim back up to $100 Victorian Government Energy Efficiency Target (VEET) scheme.
All residents in the state of Victoria that have purchased Televisions, Fridges or Clothes Dryers in 2014 are eligible to claim a rebate or cash back as part of the Victorian Government Energy Efficiency Target (VEET) scheme.
Process
----------------------
Check their website (www.easyrebates.com.au) for eligibility. You may contact them or visit their website for more details.
Phone: (03) 9999 7965
Email: info@easyrebates.com.au
Website: www.easyrebates.com.au
All residents in the state of Victoria that have purchased Televisions, Fridges or Clothes Dryers in 2014 are eligible to claim a rebate or cash back as part of the Victorian Government Energy Efficiency Target (VEET) scheme.
Process
----------------------
1. Keep the receipt
Keep your purchase receipt
3. Send it to Easy Rebates
Attach the receipt and complete the simple form on our website
----------------------
Phone: (03) 9999 7965
Email: info@easyrebates.com.au
Website: www.easyrebates.com.au
Sunday, 21 September 2014
FREE 15GB + 15GB camera roll Cloud storage with Microsoft OneDrive
Register now while FREE (not sure until when ).
OneDrive Easily store and share photos, videos, documents, and more — anywhere, on any device, free
Similar iCloud (Apple) or Dropbox
You can get your 15 GB by downloading the App, sign up for OneDrive and activate the auto upload feature for your camera roll sometime between now and the end of September.
PLUS get 0.5GB extra space if you use this link to register ---> OneDrive
* 15 GB free + 15 GB camera roll bonus when you enable camera roll sync.
-- if you register using te link above, you et additional 0.5GB space - total of 30.5GB of space.
Once registered, now its time to download and install OneDrive on your mobile phone:
For iOS
For Android
For Windows Phone
Note: turn off camera roll backup if you don't want all your photo get sync automatically to the cloud
Free at the time of writing. Screenshot of my OneDrive after enabling camera roll:
I now have 30GB of cloud space
Friday, 19 September 2014
Claim S$40 Voucher - Singapore Airlines on Transit Via Changi (until 31/03/15)
I was able to claim this same offer a few years ago when I transit at singapore Changi Airport.
- I was able to use the voucher to buy some stuff inside Changi airport Duty Free shop.
- Check the location of the information center where you need to claim the voucher if you have limited transit duration.
Click link for more details --> Changi Transit Programme
Who is eligible?
- Singapore Airlines or SilkAir customers whose point of origin, as stated in their e-ticket, is either Europe, Africa, South America, China, India, Indonesia, Australia or New Zealand. This includes any of the following countries:
- Australia, Brazil, China (Mainland), Denmark, France, Germany, India, Indonesia, Italy, Netherlands, New Zealand, Russia, South Africa, Spain, Switzerland, Turkey or United Kingdom.
- Passengers must be on transit in Singapore, which means Singapore, is neither the point of origin nor the end destination.
- E.g. A passenger whose itinerary is “Sydney – Singapore – Mumbai” would be eligible but a passenger whose itinerary is “Sydney – Singapore – Sydney” would not be eligible.
- Passengers' e-ticket numbers must begin with 618 or 629 or 086, and must be travelling on flights operated by Singapore Airlines or SilkAir for both in and out of Singapore. Any connecting flight into or out of Singapore that is not operated by Singapore Airlines or SilkAir must be operated by Air New Zealand, specifically flight numbers SQ4281, SQ4282, NZ281 or NZ282.
- CDVs can only be claimed once, on either leg of the passenger's itinerary.
- E.g. If a passenger is travelling through Singapore from Sydney to Beijing, he can claim his $40 CDVs either upon his arrival in Singapore from Sydney OR upon his arrival in Singapore back from Beijing.
- CDVs will only be issued to passengers in transit within 24 hours at Changi Airport. This is calculated from the Scheduled Time of Arrival (STA) of the arriving flight to Changi Airport to the Scheduled Time of Departure (STD) of the connecting departure flight out of Changi Airport.
- CDVs will be issued to passengers in transit as long as 1 leg of their transit duration is within 24 hours at Changi Airport.
- Children must be above 2 years old at the point of ticket issuance and have their own seat, which means that their seat is not shared with their parent / guardian.
- For passengers whose transit (through Singapore) itinerary was issued over two separate e-tickets, please present the two e-tickets to the iShopChangi Collection Centre located within the transit areas of Terminals 2 and 3. Voucher redemption is subject to the terms & conditions stated below.
Thursday, 18 September 2014
Cisco DocWiki: Internetworking Technology Handbook (prep for CCNA)
Useful if you are preparing for CCNA exam.
Link: http://docwiki.cisco.com/wiki/Internetworking_Technology_Handbook
Save as PDF by clicking "Print as PDF" in Toolbox
Link: http://docwiki.cisco.com/wiki/Internetworking_Technology_Handbook
Save as PDF by clicking "Print as PDF" in Toolbox
Wednesday, 17 September 2014
Cost of Living Comparison Between Sydney and Manila
You would need around 97,159.34₱ (2,397.95A$) in Manila to maintain the same standard of life that you can have with 7,100.00A$ in Sydney (assuming you rent in both cities). This calculation uses our Consumer Prices Including Rent Index.
| Indices Difference | |||||
|---|---|---|---|---|---|
| Consumer Prices in Manila are 58.96% lower than in Sydney | |||||
| Consumer Prices Including Rent in Manila are 66.23% lower than in Sydney | |||||
| Rent Prices in Manila are 77.45% lower than in Sydney | |||||
| Restaurant Prices in Manila are 71.94% lower than in Sydney | |||||
| Groceries Prices in Manila are 57.31% lower than in Sydney | |||||
| Local Purchasing Power in Manila is 66.38% lower than in Sydney | |||||
| Sydney | Manila | Difference | |
| Restaurants | |||
| Meal, Inexpensive Restaurant | 15.00 A$ | 3.70 A$ | -75.32 % |
| Meal for 2, Mid-range Restaurant, Three-course | 80.00 A$ | 18.30 A$ | -77.12 % |
| Combo Meal at McDonalds or Similar | 8.75 A$ | 3.46 A$ | -60.51 % |
| Domestic Beer (0.5 liter draught) | 6.00 A$ | 0.99 A$ | -83.55 % |
| Imported Beer (0.33 liter bottle) | 7.50 A$ | 2.22 A$ | -70.38 % |
| Cappuccino (regular) | 3.69 A$ | 2.53 A$ | -31.34 % |
| Coke/Pepsi (0.33 liter bottle) | 2.94 A$ | 0.65 A$ | -78.06 % |
| Water (0.33 liter bottle) | 2.49 A$ | 0.41 A$ | -83.57 % |
| Markets | |||
| Milk (regular), (1 liter) | 1.46 A$ | 1.82 A$ | +25.05 % |
| Loaf of Fresh White Bread (500g) | 3.34 A$ | 1.26 A$ | -62.26 % |
| Rice (white), (1kg) | 2.95 A$ | 0.96 A$ | -67.44 % |
| Eggs (12) | 4.22 A$ | 1.66 A$ | -60.68 % |
| Local Cheese (1kg) | 11.34 A$ | 7.00 A$ | -38.23 % |
| Chicken Breasts (Boneless, Skinless), (1kg) | 10.70 A$ | 4.06 A$ | -62.04 % |
| Apples (1kg) | 4.25 A$ | 3.00 A$ | -29.48 % |
| Oranges (1kg) | 3.67 A$ | 2.98 A$ | -18.94 % |
| Tomato (1kg) | 5.21 A$ | 1.33 A$ | -74.43 % |
| Potato (1kg) | 3.21 A$ | 1.74 A$ | -45.81 % |
| Lettuce (1 head) | 2.48 A$ | 1.26 A$ | -49.02 % |
| Water (1.5 liter bottle) | 2.55 A$ | 0.92 A$ | -63.89 % |
| Bottle of Wine (Mid-Range) | 16.00 A$ | 7.40 A$ | -53.72 % |
| Domestic Beer (0.5 liter bottle) | 5.02 A$ | 0.91 A$ | -81.88 % |
| Imported Beer (0.33 liter bottle) | 5.51 A$ | 2.04 A$ | -63.04 % |
| Pack of Cigarettes (Marlboro) | 19.00 A$ | 1.26 A$ | -93.38 % |
| Transportation | |||
| One-way Ticket (Local Transport) | 4.00 A$ | 0.35 A$ | -91.36 % |
| Monthly Pass (Regular Price) | 124.00 A$ | 12.34 A$ | -90.05 % |
| Taxi Start (Normal Tariff) | 3.50 A$ | 0.99 A$ | -71.79 % |
| Taxi 1km (Normal Tariff) | 3.00 A$ | 0.34 A$ | -88.81 % |
| Taxi 1hour Waiting (Normal Tariff) | 55.00 A$ | 2.78 A$ | -94.95 % |
| Gasoline (1 liter) | 1.51 A$ | 1.30 A$ | -13.85 % |
| Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car) | 26,000.00 A$ | 21,348.73 A$ | -17.89 % |
| Utilities (Monthly) | |||
| Basic (Electricity, Heating, Water, Garbage) for 85m2 Apartment | 242.56 A$ | 120.35 A$ | -50.39 % |
| 1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans) | 1.03 A$ | 0.18 A$ | -82.72 % |
| Internet (6 Mbps, Unlimited Data, Cable/ADSL) | 64.37 A$ | 61.65 A$ | -4.24 % |
| Sports And Leisure | |||
| Fitness Club, Monthly Fee for 1 Adult | 81.97 A$ | 60.69 A$ | -25.96 % |
| Tennis Court Rent (1 Hour on Weekend) | 23.20 A$ | 8.89 A$ | -61.70 % |
| Cinema, International Release, 1 Seat | 18.00 A$ | 4.94 A$ | -72.58 % |
| Clothing And Shoes | |||
| 1 Pair of Jeans (Levis 501 Or Similar) | 108.48 A$ | 63.08 A$ | -41.85 % |
| 1 Summer Dress in a Chain Store (Zara, H&M, ...) | 78.04 A$ | 45.35 A$ | -41.89 % |
| 1 Pair of Nike Shoes | 143.97 A$ | 109.58 A$ | -23.88 % |
| 1 Pair of Men Leather Shoes | 144.07 A$ | 77.74 A$ | -46.04 % |
| Rent Per Month | |||
| Apartment (1 bedroom) in City Centre | 2,233.24 A$ | 508.23 A$ | -77.24 % |
| Apartment (1 bedroom) Outside of Centre | 1,603.79 A$ | 217.10 A$ | -86.46 % |
| Apartment (3 bedrooms) in City Centre | 4,422.81 A$ | 1,283.85 A$ | -70.97 % |
| Apartment (3 bedrooms) Outside of Centre | 2,907.75 A$ | 511.24 A$ | -82.42 % |
| Buy Apartment Price | |||
| Price per Square Meter to Buy Apartment in City Centre | 9,587.00 A$ | 1,933.83 A$ | -79.83 % |
| Price per Square Meter to Buy Apartment Outside of Centre | 6,492.43 A$ | 726.69 A$ | -88.81 % |
| Salaries And Financing | |||
| Average Monthly Disposable Salary (After Tax) | 4,741.18 A$ | 538.41 A$ | -88.64 % |
| Mortgage Interest Rate in Percentages (%), Yearly | 5.71 | 8.33 | +45.99 % |
| Last update | September, 2014 | September, 2014 |
* Information taken from numbeo.com
Tuesday, 16 September 2014
Start planting your own veggie: FREE pack of veggie seeds
Yates providing free seed for their Spring Vegie Growing Challenge 2014
I already received my free veggie pack via post.
-- they gave me lettuce seeds (no guarantee what veggie seed you will received)
Click to register : Spring Vegie Growing Challenge 2014
How to enter
-----------------
Join or login to the Yates Garden Club
Click orange button below and complete entry form
Plant vegetable seeds or seedlings
Post at least 3 progress blogs with images to show your progress
-----------------
I've bee na member of Yates for sometime now and they gave out free seeds from time to time.
I already received my free veggie pack via post.
-- they gave me lettuce seeds (no guarantee what veggie seed you will received)
Click to register : Spring Vegie Growing Challenge 2014
How to enter
-----------------
Join or login to the Yates Garden Club
Click orange button below and complete entry form
Plant vegetable seeds or seedlings
Post at least 3 progress blogs with images to show your progress
-----------------
I've bee na member of Yates for sometime now and they gave out free seeds from time to time.
Sunday, 14 September 2014
Friday, 12 September 2014
(FREE) 500 Free Coins at Amazon.com.au (Android) Appstore
I just upgraded my Amazon Appstore on my android and got my 500 coins
From amazon website:
http://www.amazon.com.au/gp/feature.html/ref=pe_1062052_171209412_pe_ecg/?docId=3078429016&ie=UTF8
How do I Spend Coins?
You can spend Amazon Coins on the Appstore on your Kindle Fire, Android device or on Amazon.com.au. Explore great apps and games on the Amazon Appstore.Compare iPhone 6 and 6 Plus for all mobile plans and carriers (Australia)
Interested of buying iPhone 6 but not sure which telco provider to choose?
Found this website that compares iPhone 6 and 6 Plus for all the mobile plans from all the carriers
http://eftm.com.au/2014/09/iphone-6-and-6-plus-all-the-mobile-plans-from-all-the-carriers-compared-16784
* Virgin Mobile (seems a good deal with 2GB switching plan) from the comparison above
- Virgin offering bonus 2GB of data to people who switch to Virgin
Apple iPhone 6 Plus 128GB GoldFrom $70 per month
Min total cost over 24 months is $1680
- International call included
- roll over credits
- free virgin to virgin call
- 2gb if switching. IF you are with optus, you cna easyily buy $2 sim to port your nunmber and go back to virgin to avail the switching promo.
Note: Postpaid usually are more expensive than prepaid + buying phone outright.
How about looking for other phone with better specs at a lower price.
Min total cost over 24 months is $1680
- International call included
- roll over credits
- free virgin to virgin call
- 2gb if switching. IF you are with optus, you cna easyily buy $2 sim to port your nunmber and go back to virgin to avail the switching promo.
Note: Postpaid usually are more expensive than prepaid + buying phone outright.
How about looking for other phone with better specs at a lower price.
Thursday, 11 September 2014
FREE Online course @ Udemy (Web, Project Management, EXCEL)
Free online courses at Udemy.
Instructio:
- Create Udemy accont (FREE) --> https://www.udemy.com
- Click one of the link below (course you ar interested)
- Verify the course price is still FREE before clicking "Take this Course" to register for the course.
- Onceregister, it is not necesary to complete the course immidiately. You can go back to the course on another time.
FREE Online course (limited time)
------------------------------------
WEB
ASP.Net Web API
ASP.NET MVC5
HTML5 & CSS3 - Complete Practical Guide
VB.NET - Programming with Visual Basics .NET
Project Management
Lean Management
Project Time Management
Project Scope Management
Project Monitoring and Controlling
Project Execution and Delivery
Project Cost Management
Excel
Microsoft Excel 2013 - Beginner & Advanced
Microsoft Excel - Beginner Excel 2013 Training
Microsoft Excel - Advanced Excel 2013 Training
------------------------------------
Instructio:
- Create Udemy accont (FREE) --> https://www.udemy.com
- Click one of the link below (course you ar interested)
- Verify the course price is still FREE before clicking "Take this Course" to register for the course.
- Onceregister, it is not necesary to complete the course immidiately. You can go back to the course on another time.
FREE Online course (limited time)
------------------------------------
WEB
ASP.Net Web API
ASP.NET MVC5
HTML5 & CSS3 - Complete Practical Guide
VB.NET - Programming with Visual Basics .NET
Project Management
Lean Management
Project Time Management
Project Scope Management
Project Monitoring and Controlling
Project Execution and Delivery
Project Cost Management
Excel
Microsoft Excel 2013 - Beginner & Advanced
Microsoft Excel - Beginner Excel 2013 Training
Microsoft Excel - Advanced Excel 2013 Training
------------------------------------
Wednesday, 10 September 2014
Boy Kuripot tip of the day: Free nappies (Comfies brand)
Instruction:
1. Click Link: http://www.comfies.com.au/contact-us.php
2. Select ---> 'I'd like to know more about Comfies and/or try them.'
3. Fill up form (name,email,address, sample nappy you like) and click submit
Note:
Nothing is free on this world. In return, they try get your personal detail to send out marketing informations or offer.
Tip:
- Create another email that you use for joining promos that doesnt have exact or complete personal details. If they spam your mails.. it doesn't go to your personal email account.
Tuesday, 9 September 2014
Money changer in Sydney
SUPAY
Found this money changer provide higher rates than Western Union.
- There might be some other/new competitors that may have better rates
SUPAY
--------------
Sydney City
Level 1, 388-390 Sussex Street, Sydney NSW 2000
Telphone:+61 2 9267 8878 Fax:+61 2 9267 8882
Trading hour:Monday-Friday 9:30-17:30 Saturday 10:30-16:30
Hurstville
Shop 5, 227 Forest Road, Hurstville, Sydney NSW 2220
Telphone:+61 2 9570 9600 Fax:+61 2 9570 9800
Trading hour:Monday-Friday 9:30-17:30 Saturday 10:30-16:30
--------------
Click link to go to their website to check exchange rate : SUPAY
Ask for better rate. Negotiate.
Boy Kuripot tip of the day: How to SAVE using Opal card (Sydney)
News Update: 09-Sept-2014
----------------------------
Sydney Morning Herald publish on their paper that even the Transport Minister ( Gladys Berejiklian) has backed commuters who manipulate their travel to get the best deal out of their Opal card, potentially saving them, and costing the government, hundreds of dollars a year.
Read more: http://www.smh.com.au/nsw/transport-minister-backs-commuters-who-beat-the-opal-man-20140908-10dv5f.html
----------------------------
This article was originally posted on 2-Sept-2014
Main goal is to travel short trips from Minday to reach 8 trips as quickly as possible so that all travel after 8 trips is free until Sunday.
Example: Weekly Train fare using MyTrain: $35.00 weekly (Rockdale to Town Hall / 14kms )
Opal rules:
- Free trip after 8 trip starting on Monday.
- You can travel to multiple station within an hour for a single fare/trip
- Maximum you will ever get charged per day is $15.
To save money using opal is to travel at least 3 trips a day but make sure you are going to travel at least 4x a week so you can complete the 8 trips as soon as possible.
You may not be able to save is are NOT travelling from Mon-Fri or think that you cannot reach 8 trips for the week.
Here is how you can save money using Opal.
If I am using MyTrain weekly - I pay $35per week.
- the travel in the morning ($2.87) is OFF-PEAK price if you enter the station before 7AM
Normal trip per day: (home-->office-->home)
DAY To work Lunch To Home
Monday: $2.87 $4.10
Tuesday: $2.87 $4.10
Wednesday: $2.87 $4.10
Thursday: $2.87 $4.10
Friday: FREE FREE
Saturday: FREE FREE
Sunday: FREE FREE
Total Cost per Week: $27.88 (Still cheaper than MyTrain $35 weekly)
If I travel during peak hours in the morning and afternoon ($4.10 one way trip x 8 trips = $32.80 per week). I still save compare to $35 my train weekly plus I get to travel free from Friday-Sunday.
Traveling three trips a day:
DAY To work Lunch To Home
Monday: $2.87 $2.31 $4.10
Tuesday: $2.87 $4.10
Wednesday: $2.87 $4.10
Thursday: $2.87 FREE
Friday: FREE
Saturday: FREE
Sunday: FREE
Total Cost per Week: $26.09
Travelling three trips a day:
DAY To work Lunch To Home
Monday: $2.87 $2.31 $4.10
Tuesday: $2.87 $2.31 $4.10
Wednesday: $2.87 $2.31 FREE
Thursday: FREE
Friday: FREE
Saturday: FREE
Sunday: FREE
Total Cost per Week: $23.74
The farther you are from the city, the more you save.
Suggestion:
- Travel single trip on train or bus during lunch break to the next station and walk back to your office.
- If you are short on time, take the train back to your station within 1 hr and you will only be charge as single trip.
Two benefits:
1. Short trip on train or bus means paying lowest fare that will help reach 8 trips as quickly as possible.
2. Gives reason for you to excercise (walking).
See you at the train station during lunch break :-)
SMH just publich yesterday on their news paper that even the Transport Minister has backed commuters who manipulate their travel to get the best deal out of their Opal card, potentially saving them, and costing the government, hundreds of dollars a year.
Monday, 8 September 2014
NABTrade is changing their brokerage fees starting Sept-22
| ||||||||||||||||||||||||||||
| All fees and charges are inclusive of GST, unless otherwise stated. |
of nabtrade customers. |
 |
| The new brokerage schedule will come into effect for orders executed after 10am on Monday 22 September 2014. The nabtrade Financial Services Guide will also be updated to reflect this change. |
Tax effective: Top up your SUPER contribution
There are two methods of making additional contributions to your SUPER:
- Before-tax : employer sontribution + salary sacrificed contributions
- Ask you employer if they can do salary sacrifice so they will automatically deduct a certain amount on your salary(how much you want to salary sacrifice) and they will deposit directly to your SUPER. It is taxed at 15%
- After-tax / technically referred to as ‘non-concessional contributions’
- You may be eligible for the Government’s superannuation co-contribution scheme whereby the Government pays additional money into your superannuation account(if you meet the criteria) https://www.ato.gov.au/individuals/super/in-detail/contributions/super-co-contribution/
What I do:
- I use before tax contribution to lower my accessible income and the portion I contribute is only tax at 15%.
- I use after tax contribution for my wife (not working) since she is eligible for the Government’s superannuation co-contribution scheme (the Government deposit additional $500 on her SUPER)
Caveat: I am not a tax expert or financial advicesor. Please consider if it is appropriate on your personal objectives and needs.
Boy Kuripot: Summary of Tips and Tricks
Sharing information about savings, tips and tricks.
- I will keep adding on the list for new saving tip and tricks.
Haircut:
Bank accounts:
- Highest kids savings interest --> bankwest Kids' Bonus Saver
- Ubank Usaver online account - 5.71% interest (including bonus interest) - posted in 2012
Credit card:
Train Fare:
- How to save on Train Fare (MyZone) - Obsolete
Phone:
Boy Kuripot tip of th day: Buy 1 take 1 Grill'd Burger (stadard burger) - voucher sent to SMS
Fill up the form and voucher will be sent via SMS.
Expires Sept 30 2014
Click Link to fill up the FORM ----> Grill'd Brger
T&C's
REGISTRATION FOR THE BIGSOUND 241 VOUCHER CLOSES ON SUNDAY 14TH SEPTEMBER – 23:59 AEST. YOUR VOUCHER WILL BE SENT VIA SMS TO YOU IMMEDIATELY SO GRAB A BUDDY! VOUCHER VALID AT ALL GRILL’D RESTAURANTS (NOT THE GRILL’D AIRSTREAM BURGER VAN). LIMITED TO ONE VOUCHER PER CUSTOMER. FREE STANDARD SIZE BURGER OF EQUAL OR LESSER VALUE. NO ADDITIONAL TOPPINGS. MUST SHOW AND SCAN UNIQUE BARCODED VOUCHER TO REDEEM. REPLICAS OR FORGED VERSIONS OF THIS VOUCHER WILL NOT BE ACCEPTED. NOT VALID WITH ANY OTHER OFFER. VOUCHER EXPIRES SEPTEMBER 30, 2014. YOUR INFO IS USED TO CONDUCT THIS PROMOTION AND MAY BE DISCLOSED TO SERVICE PROVIDERS AND AUTHORITIES AS REQUIRED. WE MAY ALSO USE YOUR INFO FOR OUR OWN MARKETING PURPOSES AND AS SET OUT IN THE CONDITIONS. IF THE INFO IS NOT PROVIDED YOU CANNOT REGISTER FOR THE PROMOTION. OUR PRIVACY HTTP://WWW.GRILLD.COM.AU/PRIVACY-POLICY/ CONTAINS DETAILS ON HOW INFO IS USED, HOW YOU MAY ACCESS/CORRECT INFO HELD AND OUR PRIVACY COMPLAINTS PROCESS. YOUR INFO WILL NOT BE DISCLOSED OVERSEAS.
GRILL'D Restaurant:
Sunday, 7 September 2014
FREE $5 USD on your PayPal Account
I applied myself but I am not sure if its validity or a spam or some sort of marketing campaign.
Click Direct link ---> Paypal
- Expires on 30th Sept
- The Certificate and IP match to PayPal and verified by Verisgn, but the icon isn't the same with Paypal.
- Expires on 30th Sept
- The Certificate and IP match to PayPal and verified by Verisgn, but the icon isn't the same with Paypal.
- It's up to you to take the risk if you want to register or not.
Terms and Conditions
----------------------
Purchases made on international websites should be paid with the Visa, MasterCard or Amex credit card associated to the user's PayPal account. Purchases may be subject to taxes and/or fees. It is the user's responsibility to verify and pay for any additional fees as well as to ensure that the import of the product is allowed to his or her country of residence. The user should also be in agreement with the delivery schedule.
This PayPal coupon is non-transferable and valid for a single purchase from select merchants who accept coupons from PayPal. Coupon expires September 30th, 2014.
PayPal and/or 3rd party merchants reserve the right to cancel offers at any time without notice. 3rd party merchant offers may be subject to additional terms and conditions.
----------------------
I get this message after submitting my paypal email address:
----------------------
You're all set!
You will receive your offer via email within a week. In the meantime, find out where PayPal is accepted or shop daily deals at eBay.com.
----------------------
Once you get your free $5, time to look for $5 item to buy at ebay :-)
About Australian banks
Summary of links within this blog related to Australian Banks
- Information on the links maybe outdated as it maybe posted on a later date.
Current post:
=================
Boy Kuripot tip of the day: Bank accounts / Credit card
Highest kids savings interest --> bankwest Kids' Bonus Saver
Related post:
=================
NEVER pay annual fees on your credit card
Bankwest Kids Bonus Saver - 8.00% interest rate
First Home Saver Accounts
Things you need to do as soon as you arrive in Australia
Saturday, 6 September 2014
Start earning BITCOINS the easiest way
What is bitcoin ? - answer in wikipedia
- you could als ogoogle bitcoin to know more information.
What I want to talk about here is on how to start and earn bitcoin the easiest way.
One way to have a bitcoin address is to register in one of the Digital Currency Exchange.
One example of Digital Currency Exchange is CRYPTSY.
I register myself at Cryptsy to have my bitcoin(BTC) address or to have other digital currency address and be able to trade digital currency.
1. Register in Cryptsy.
Please use my referral code: https://www.cryptsy.com/users/register?refid=237131
2. Login in Cryptsy
3. Search for your Bitcoin deposit address
The (BTC)address is required to known where to deposit your Bitcoin.
Click "Balances"(found on top of your screen) -> Bitcoin -> Drop down list shows up and click "Deposit BTC" -> Look for the "Generate Deposit address" (this is your BTC address)
NOTE down your Bitcoind "Deposit address" as you will use that address a sa reference to deposit your Bitcoin.
--- You can look around later on how to trade digital currency in Cryptsy.
I just want to know on how to earn bitcoin to start with as it seems to complicated if I want to mine digital currency and I don't want to buy digital currency using my own money for now if I am really serious about trading digital currency. I just want to have a starting point.
One way is mining digital currency but it is another whole topic to discuss and not as easy to explain .
What is the easiest way to earn bitcoin?
- the easiest way I found was to play captcha (enter random number / letter) to earn Bitcoin.
- Just enter the random number or letter and it generates number and earns you bitcoins.
The website is freebitco
Required to register:
- enter your BTC deposit address (from Cryptsy)
- create password
- email addres
- Referer code: 407612 (please add me as your referrer if you appriciate this information in my blog)
Start playing captcha in freebitco:
- play/enter captcha (random letters/numbers) every hour to earn BTC.
- Payouts will be sent to your Bitcoin wallet or Cryptsy weekly "IF" it reach your account balance is over the minimum of 0.00005460 BTC
- If you did not deposit, please enable Auto-Withdraw by clicking the appropriate button to get paid next week.
You can also use your winning in freebitco for betting to increase higher winnings. Even if you bet the bitcoin you earn and lost, still no money that comes out of your pocket.
What I do is I just play the regular captcha for now when I have free time or I remember to access the website (freebitco.in)
Once you accumulate more than 0.00005460 BTC by the end of the week, check your Cryptsy account to make sure it was deposited else maybe wait for another week.
Earnings may be small but at least it gets you started the easiest way to earn bitcoin without spending your own money. It only requires your time to browse and enter the captcha.
To check current bitcoin price: http://bitcoinprices.com/
Let me know if you have any inquiries from the information I provided.
Reminder: I do not promote gambling. Gamble/trade at your own risk.
Friday, 5 September 2014
Stocks: TAX in the Philippines and in Australia
-----------------------------
Philippines:
- broker fee and tax is already calculated or deducted every time you buy and sell shares
Australia:
- tax is not yet deducted when you buy and sell shares
- only brokers fee is deducted for every transaction (buy/sell)
- Since tax was not deducted, you need to file what ever gain or loss during tax filing
-----------------------------
Philippines:
- broker fee and tax is already calculated or deducted every time you buy and sell shares
Australia:
- tax is not yet deducted when you buy and sell shares
- only brokers fee is deducted for every transaction (buy/sell)
- Since tax was not deducted, you need to file what ever gain or loss during tax filing
-----------------------------
Dominos Pizza coupon/discount
* Traditional and Chefs Best Pizza $6.95 pick up
code: 35344
- Only available at selected stores
- Expires 31-12-2014
- Use code until error or expired
Thursday, 4 September 2014
About Stock / Share in Phil/AUS
Summary of links within this blog related to stocks/share.
- Information on the links maybe outdated as it maybe posted on a later date.
Current post:
=================
Stocks: List of brokers in Philippines / Australia
Stocks: TAX in the Philippines and in Australia
Related post:
=================
Boy Kuripot tip of tha day: Join Auto club for free and save
Signup Link: https://www.supercheapauto.com.au/free-signup
Offer ends 21_Sept_2014
I am already an existing member and sometimes they give out $5-$10 credits to members for use or to attract customer to visit their shop.
Example message after joining
------------------------------------------
Thank you for joining Club Plus - we are happy to have you on board!
You will receive an activation email shortly. Please follow the prompts in this email to activate your online account.
Your $10 sign up credit will be available on your Club Plus account shortly
Happy shopping
------------------------------------------
Wednesday, 3 September 2014
FREE (NSW residents) membership on City of Sydney Library (save $15)
Free membership for all NSW residents for 3 years. After 3 years you may renew again and said it ws also free to renew. We don't know if the policy will chang after 3 years.
Note: Membership "was" $15 for one year "before". This is a saving of $15. They shoukld not as kfor fee anyway as it should have been paid by the people thru TAX.
Click here to join:
http://library.cityofsydney.nsw.gov.au/opac/JoinWiz.aspx
- pickup your card at one of the staffed branches
Benefits:
- Borrow DVD's
- Borrow music CD's
- Access to Ancestry.com free to use
- Free magazine to read at the library
- Access to eLibrary (great for students / research)
- FREE Wifi in all the branches with 500mb limit per day
Benefits are typical services which are free from your local library.
City Of Sydney usually charge to be a member. Now it is FREE.
What I like most id the FREE WIFI as it is difficult to find FREE wifi in Sydney.
- Good for those who cannot afford data plan but interestingly can afford to buy a smartphone or tablets :-)
Branch I love to visit is the Custom House at Circular Quay
| Customs House | 31 Alfred Street Circular Quay NSW 200102 9242 8555 TTY: 02 9242 8575 (hearing impaired people)library@cityofsydney.nsw.gov.au |
|
Tuesday, 2 September 2014
Boy Kuripot tip of the day: FREE Pantene Daily Moisture Renewal Shampoo Packs from OurDeal
Grab free shampoo and conditioner while stock last.
Direct Link to OurDeal survey to avoid being ask too many question if you go to OurDeal website.
Direct Link:http://www.surveygizmo.com/s3/1774809/FREE-Pantene-Shampoo-Conditioner-Delivery-included-1-claim-per-customer-1-claim-per-household-copy
Direct Link to OurDeal survey to avoid being ask too many question if you go to OurDeal website.
Direct Link:http://www.surveygizmo.com/s3/1774809/FREE-Pantene-Shampoo-Conditioner-Delivery-included-1-claim-per-customer-1-claim-per-household-copy
FREE Pantene Daily Moisture Renewal shampoo & conditioner packs - delivery included! (1 claim per customer, 1 claim per household)
Note: You may get spammed / marketing emails since you are providing email and some personal information.
Stocks: List of brokers in Philippines / Australia
-----------------------------
Philippines
http://www.pse.com.ph/stockMarket/tradingParticipants.html?tab=2
Australia
http://www.infochoice.com.au/investment/investment-broker/online-brokers.aspx
http://www.asx.com.au/prices/find-broker.htm
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