Boy Kuripot tip of the day: Cheap Haircut from $6.00 for men / $8.00 for women

Hair Salon name: 888

Address:   1 Diment Way Hurstville, NSW 2220 (In walkway opposite Hurstville Station)

- From Hurstville train station, cross the street (Forest Road) and turn right towards StoKland. Turn right on the walkway/lane and you will see the Shop name  888

- Don't expect too much at this price.

- Chinese hairdresser / speaks little english / use sign language hehehe...

- Usually have a long queue on week ends but don't worry, it only takes about 5-10mins to cut your hair




Tip:
- Take a selfie when you had your hair cut done and show to them as most of them speak little english, else use sign language :-)

Map location:
http://www.whitepages.com.au/business-listing/888-hair-salon-1344564/hurstville-nsw

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Link: https://www.udemy.com/


- Online course is FREE at the time of posting.


26-Aug-2014
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Boy Kuripot tip of the day: Bank accounts / Credit card

Boy Kuripot tip of the day: Bank accounts / Credit card

* Don't pay monthly fees on bank accounts

- most banks waive their monthly fees if you deposit 1k to 2k monthly.

- It doesn't say you are not allowed to spend the money that you deposit. You can spend the money next day.

- don't worry if you don't have monthly income to deposit or does not have 1k-2k to deposit. You can recycle your 2k.  Deposit 2k for the month and withdraw the money before the end of the month and use it as a depositfor next month and repeat.

* Open kids savings accounts. It has higher interest rate than online savings account.
http://yzzymae.blogspot.com.au/2014/08/highest-kids-savings-interest-bankwest.html

* Get credit card with NO annual fee
http://yzzymae.blogspot.com.au/2014/08/i-tried-coles-credit-card-and-bankwest.html

FREE: Ticket to Grand Designs Live Home Show (Melbourne and Sydney). Save $40+ (2 tickets)

From their website:   https://tickets.granddesignslive.com.au/online/

Grand Designs Live Home Show returns to Melbourne and Sydney again in 2014.

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Ticket will be sent to your email address.

FREE Micro USB to USB Cable or Lightning to USB Cable (1m) from Kogan - ends 01/09/2014

Hurry.... claim your Micro USB or Lightning cable (1m) now while still FREE.

Your FREE Micro USB to USB Cable or  Lightning to USB Cable will be shipped in 4-5 weeks.
Limited to one cable per household.

Hurry! Offer ends 01/09/2014 or while stocks last!

No purchase required but be prepared to recieved marketing materials.

Link: http://www.kogan.com/au/freecable/

Highest kids savings interest --> bankwest Kids' Bonus Saver

Bankwest kids saver so far has the best interest rate I could find for kidssavings.

Non-taxable as long as it does not earn more than $416p.a.
https://www.ato.gov.au/Individuals/Families/Investing-on-behalf-of-children

BW Kids Bonus saver has maximum of 5.75%p.a. interest / bonus interest (variable)

• earn the Bonus rate each month $25-$250 is deposited and no withdrawals are made
• no account fees
• link to a Bankwest Children’s Savings Account

Link:http://www.bankwest.com.au/personal/savings-term-deposits/savings-accounts-term-deposits/kids-bonus-saver


Catch:
Every year, the entire savings will be transferred to Children’s Savings Account with lower interest rate.

What I suggest is to transfer the savings to another savings account (preferably online savings account as it has higher interest rate). I would suggest to look at Ubank for its high interest rate and flexibility to move in/out the money freely. USaver + Ultra has 4.17% interest rate as of this writing.
https://www.ubank.com.au/savings-accounts

Another option is to automate/schedule transferring at least $50 every month from children savings to Kids Saver account for the entire 12 months.


If you find better interest rates, let me know :-)

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